/* ===== M-KOPA LOANS MODERN DESIGN SYSTEM ===== */
@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@300;400;500;600;700;800&family=Poppins:wght@300;400;500;600;700&display=swap');

:root {
    --link-color--link-primary: var(--brand--strong);
    --background-color--background-primary: var(--base-color-neutral--black);
    --text-color--text-alternate: var(--base-color-neutral--white);
    --text-color--text-primary: var(--base-color-neutral--black);
    --text-color--text-secondary: var(--base-color-neutral--neutral-darker);
    --background-color--background-success: var(--base-color-system--success-green);
    --text-color--text-success: var(--base-color-system--success-green-dark);
    --border-color--border-primary: var(--base-color-neutral--neutral-lightest);
    --background-color--background-alternate: var(--base-color-neutral--white);
    --background-color--background-secondary: var(--base-color-brand--blue);
    --base-color-neutral--white: #fff;
    --background-color--brand: var(--brand--strong);
    --background-color--background-tertiary: var(--base-color-brand--pink);
    --background-color--background-error: var(--base-color-system--error-red);
    --text-color--text-error: var(--base-color-system--error-red-dark);
    --brand--strong: #39b54a;
    --stroke--strong: #000d4d73;
    --text--strong: #000626e6;
    --stroke--white: var(--base-color-neutral--white);
    --text--white: var(--base-color-neutral--white);
    --stroke--brand--strong: var(--brand--strong);
    --fill--brand--weak: #39b54a0d;
    --text--brand-text: var(--brand--strong);
    --fill--white: var(--base-color-neutral--white);
    --background-color--background-warning: var(--base-color-system--warning-yellow);
    --text-color--text-warning: var(--base-color-system--warning-yellow-dark);
    --fill--brand: var(--brand--strong);
    --text--brand: var(--text--brand-text);
    --background-color--light-green: #f2fbf2;
    --fill--light-green: #d6ede3;
    --background-color--dark-green: #1f3e35;
    --background-color--lime: #cfe5af;
    --fill--weak: #0015800a;
    --stroke--weak: #0011661c;
    --fill--blue: #d5eaf9;
    --fill--yellow: #fbeb81;
    --background--grey-96: whitesmoke;
    --stroke--grey-98: whitesmoke;
    --link-color--link-alternate: var(--base-color-neutral--white);
    --stroke--black: black;
    --fill--light-yellow: #fffef7;
    --link-color--link-secondary: var(--base-color-neutral--black);
    --text--grey-60: #999;
    --fill--backround--green: #11910d;
    --fill--light-green-2: #f6fffb;
    --base-color-system--success-green-dark: #114e0b;
    --text-color--text-weak: #000933a6;
    --border-color--border-alternate: var(--base-color-neutral--neutral-darker);
    --base-color-brand--blue-light: #d9e5ff;
    --base-color-brand--blue: #2d62ff;
    --base-color-brand--blue-dark: #080331;
    --base-color-brand--pink-light: #ffaefe;
    --base-color-brand--pink: #dd23bb;
    --base-color-brand--pink-dark: #3c043b;
    --base-color-neutral--black: #000;
    --base-color-neutral--neutral-lightest: #eee;
    --base-color-neutral--neutral-lighter: #ccc;
    --base-color-neutral--neutral-light: #aaa;
    --base-color-neutral--neutral: #666;
    --base-color-neutral--neutral-dark: #444;
    --base-color-neutral--neutral-darker: #222;
    --base-color-neutral--neutral-darkest: #111;
    --base-color-system--success-green: #cef5ca;
    --base-color-system--warning-yellow: #fcf8d8;
    --base-color-system--warning-yellow-dark: #5e5515;
    --base-color-system--error-red: #f8e4e4;
    --base-color-system--error-red-dark: #3b0b0b;
    --base-color-system--focus-state: #2d62ff;
    --border-color--border-secondary: var(--base-color-brand--blue);
    --accessible-components--dark-grey: #9b9b9b;

    /* Legacy Mappings & Semantic Helpers */
    --primary: var(--brand--strong);
    --primary-color: var(--brand--strong);
    --primary-dark: var(--background-color--dark-green);
    --secondary: var(--text-color--text-primary);
    --secondary-color: var(--background-color--background-alternate);
    --accent: var(--base-color-brand--blue);
    --accent-color: var(--base-color-brand--blue);
    --text: var(--text--strong);
    --text-color: var(--text--strong);
    --text-light: var(--base-color-neutral--neutral);
    --light-text: var(--base-color-neutral--neutral);
    --background: var(--background-color--light-green);
    --card-bg: var(--background-color--background-alternate);
    --white: var(--base-color-neutral--white);
    
    /* Modern UI Elevation Tokens */
    --shadow-sm: 0 4px 12px rgba(0, 0, 0, 0.03);
    --shadow: 0 10px 25px -5px rgba(0, 0, 0, 0.05), 0 8px 10px -6px rgba(0, 0, 0, 0.02);
    --shadow-lg: 0 20px 40px -10px rgba(57, 181, 74, 0.22), 0 10px 15px -5px rgba(0, 0, 0, 0.04);
    --box-shadow: 0 12px 30px rgba(31, 62, 53, 0.07);
    --radius: 16px;
    --border-radius: 16px;
    --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    --font-sans: 'Plus Jakarta Sans', 'Poppins', -apple-system, BlinkMacSystemFont, sans-serif;
}

/* ===== Global Reset & Body ===== */
* {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
    font-family: var(--font-sans);
    -webkit-tap-highlight-color: transparent;
}

body {
    background: radial-gradient(circle at 50% 0%, #f6fff9 0%, #ebf8f0 100%);
    color: var(--text--strong);
    line-height: 1.6;
    min-height: 100vh;
    display: flex;
    flex-direction: column;
}

/* Container Frame */
.container, .login-container {
    width: 100%;
    max-width: 500px;
    margin: 0 auto;
    padding: 1.5rem;
    flex: 1;
}

/* ===== Modern Glass Cards ===== */
.card, .welcome-card, .loan-card {
    background: rgba(255, 255, 255, 0.92);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    border: 1px solid rgba(255, 255, 255, 0.8);
    border-radius: var(--radius);
    padding: 1.5rem;
    margin-bottom: 1.25rem;
    box-shadow: var(--shadow);
    transition: var(--transition);
    position: relative;
    overflow: hidden;
}

.card:hover, .loan-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
    border-color: rgba(57, 181, 74, 0.3);
}

.card-title {
    font-size: 1.15rem;
    font-weight: 700;
    margin-bottom: 0.5rem;
    color: var(--background-color--dark-green);
    display: flex;
    align-items: center;
    gap: 0.6rem;
}

.card-icon {
    width: 32px;
    height: 32px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: var(--fill--brand--weak);
    color: var(--brand--strong);
    border-radius: 10px;
    font-size: 1rem;
    flex-shrink: 0;
}

/* ===== Modern Hero Section ===== */
.hero {
    background: linear-gradient(135deg, var(--background-color--dark-green) 0%, #152d26 60%, var(--brand--strong) 140%);
    color: var(--text--white);
    border-radius: 20px;
    padding: 2rem 1.5rem;
    margin-bottom: 1.5rem;
    box-shadow: 0 15px 35px -10px rgba(31, 62, 53, 0.35);
    position: relative;
    overflow: hidden;
}

.hero::before {
    content: "";
    position: absolute;
    top: -40%;
    right: -20%;
    width: 200px;
    height: 200px;
    background: radial-gradient(circle, rgba(57, 181, 74, 0.35) 0%, transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}

.hero::after {
    content: "";
    position: absolute;
    bottom: -30%;
    right: 15%;
    width: 140px;
    height: 140px;
    background: radial-gradient(circle, rgba(45, 98, 255, 0.25) 0%, transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}

.hero h1 {
    font-size: 1.85rem;
    font-weight: 800;
    letter-spacing: -0.02em;
    margin-bottom: 0.5rem;
    position: relative;
    z-index: 1;
}

.hero p {
    font-size: 0.95rem;
    opacity: 0.92;
    position: relative;
    z-index: 1;
}

/* Offer & Status Badges */
.offer-badge, .status-badge {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    background: rgba(255, 255, 255, 0.15);
    backdrop-filter: blur(8px);
    color: var(--text--white);
    padding: 0.4rem 0.9rem;
    border-radius: 30px;
    font-weight: 700;
    font-size: 0.8rem;
    letter-spacing: 0.03em;
    text-transform: uppercase;
    margin-bottom: 1rem;
    border: 1px solid rgba(255, 255, 255, 0.2);
}

.status-badge {
    background: var(--background-color--background-success);
    color: var(--base-color-system--success-green-dark);
    border: 1px solid rgba(57, 181, 74, 0.3);
}

/* ===== Buttons ===== */
.btn-primary, .btn-apply {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.6rem;
    width: 100%;
    padding: 1.1rem 1.5rem;
    background: linear-gradient(135deg, var(--brand--strong) 0%, #2ea03f 100%);
    color: var(--text--white);
    border: none;
    border-radius: 14px;
    font-size: 1.05rem;
    font-weight: 700;
    cursor: pointer;
    transition: var(--transition);
    box-shadow: 0 8px 25px rgba(57, 181, 74, 0.32);
    position: relative;
    overflow: hidden;
}

.btn-primary:hover, .btn-apply:hover {
    transform: translateY(-3px);
    box-shadow: 0 12px 30px rgba(57, 181, 74, 0.45);
    background: linear-gradient(135deg, #3ec550 0%, #289338 100%);
}

.btn-primary:active, .btn-apply:active {
    transform: translateY(-1px);
    box-shadow: 0 6px 18px rgba(57, 181, 74, 0.3);
}

.btn-primary:disabled, .btn-apply:disabled {
    opacity: 0.6;
    cursor: not-allowed;
    transform: none;
    box-shadow: none;
}

/* ===== Progress Steps ===== */
.progress-steps {
    display: flex;
    justify-content: space-between;
    margin: 1.8rem 0;
    position: relative;
}

.progress-steps::before {
    content: "";
    position: absolute;
    top: 15px;
    left: 10%;
    right: 10%;
    height: 3px;
    background-color: var(--border-color--border-primary);
    z-index: 1;
}

.step {
    display: flex;
    flex-direction: column;
    align-items: center;
    position: relative;
    z-index: 2;
}

.step-number {
    width: 32px;
    height: 32px;
    border-radius: 50%;
    background-color: var(--base-color-neutral--white);
    border: 2px solid var(--border-color--border-primary);
    color: var(--base-color-neutral--neutral);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.85rem;
    font-weight: 700;
    margin-bottom: 0.5rem;
    transition: var(--transition);
}

.step.active .step-number {
    background: var(--brand--strong);
    border-color: var(--brand--strong);
    color: var(--base-color-neutral--white);
    box-shadow: 0 0 0 4px rgba(57, 181, 74, 0.2);
}

.step-label {
    font-size: 0.78rem;
    font-weight: 600;
    color: var(--base-color-neutral--neutral);
    text-align: center;
}

.step.active .step-label {
    color: var(--background-color--dark-green);
    font-weight: 700;
}

/* ===== Modern Form Controls ===== */
.form-group {
    margin-bottom: 1.4rem;
    position: relative;
}

.form-control {
    width: 100%;
    padding: 1.1rem 1.1rem;
    border: 1.5px solid rgba(0, 0, 0, 0.1);
    border-radius: 12px;
    font-size: 1rem;
    font-weight: 500;
    transition: var(--transition);
    background-color: rgba(255, 255, 255, 0.95);
    color: var(--text--strong);
}

.form-control:focus {
    outline: none;
    border-color: var(--brand--strong);
    box-shadow: 0 0 0 4px rgba(57, 181, 74, 0.15);
    background-color: var(--base-color-neutral--white);
}

.form-control.is-valid {
    border-color: var(--brand--strong);
    box-shadow: 0 0 0 3px rgba(57, 181, 74, 0.12);
}

.form-control.is-invalid {
    border-color: var(--base-color-system--error-red-dark);
    box-shadow: 0 0 0 3px rgba(248, 228, 228, 0.5);
}

/* Header Banner & News Ticker */
.header-banner {
    background: linear-gradient(90deg, var(--background-color--dark-green) 0%, var(--brand--strong) 100%);
    color: var(--text--white);
    padding: 0.75rem 1rem;
    text-align: center;
    font-size: 0.85rem;
    font-weight: 600;
    letter-spacing: 0.01em;
    box-shadow: 0 2px 12px rgba(31, 62, 53, 0.2);
}

.news-ticker {
    background: var(--background-color--light-green);
    border: 1px solid var(--fill--light-green);
    border-radius: var(--radius);
    padding: 1rem;
    margin-bottom: 1.5rem;
}

/* Trust Grid & Badges */
.trust-badges {
    display: flex;
    justify-content: space-around;
    gap: 0.75rem;
    margin: 1.5rem 0;
}

.trust-badge {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    background: rgba(255, 255, 255, 0.85);
    padding: 0.6rem 1rem;
    border-radius: 30px;
    border: 1px solid var(--border-color--border-primary);
    font-size: 0.8rem;
    font-weight: 600;
    color: var(--background-color--dark-green);
    box-shadow: var(--shadow-sm);
}

.trust-icon {
    width: 28px;
    height: 28px;
    background: var(--fill--brand--weak);
    color: var(--brand--strong);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.85rem;
}

/* Footer Styling */
.footer {
    background: var(--background-color--dark-green);
    color: var(--text--white);
    padding: 1.75rem 1.5rem;
    text-align: center;
    margin-top: auto;
    border-radius: 20px 20px 0 0;
}

.footer-links {
    display: flex;
    justify-content: center;
    gap: 1.25rem;
    margin-bottom: 0.8rem;
}

.footer-links a {
    color: rgba(255, 255, 255, 0.85);
    text-decoration: none;
    font-size: 0.88rem;
    font-weight: 500;
    transition: var(--transition);
}

.footer-links a:hover {
    color: var(--brand--strong);
}

.footer p {
    font-size: 0.8rem;
    opacity: 0.75;
}